What to do if a car hits an electric car: a guide to the division of accidents and responsibility
Recently, car and electric vehicle collisions have occurred in many places, which has attracted widespread attention from the society. How to correctly handle such accidents and clarify the division of responsibilities has become a hot topic in the public. This article combines hot events on the entire network for nearly 10 days to organize structured data and provides you with practical guides.
1. Accident site handling process
| step | Key points of operation | Legal basis |
|---|---|---|
| 1. Stop now | Turn on the double flash lights and set warning signs | Article 70 of the Road Traffic Safety Law |
| 2. Rescue the injured | Call 120 emergency number | Article 70 of the Road Traffic Safety Law |
| 3. Protect the site | Take photos and collect evidence (including vehicle location, brake marks, etc.) | Article 13 of the "Regulations on Traffic Accident Handling Procedures" |
| 4. Alarm processing | Call 122 and wait for the traffic police | Article 70 of the Road Traffic Safety Law |
| 5. Insurance report | Report to the insurance company within 48 hours | Article 21 of the Insurance Law |
2. Responsibility classification standards (based on typical cases in 2023)
| Accident situation | Responsibility determination | Percentage |
|---|---|---|
| Car running a red light hits an electric car | Full responsibility for the car | 92% |
| Electric vehicles travel in the opposite direction | Main responsibility for electric vehicles | 85% |
| Both parties are at fault | Share the debt according to the fault ratio | 76% |
| Electric vehicles are modified illegally | Possible increase in the responsibility of electric vehicles | 68% |
| Cars open door kill | Full responsibility for the car | 94% |
3. Reference for compensation calculation
| project | Calculation formula | illustrate |
|---|---|---|
| Medical expenses | Actual expenditure × responsibility ratio | Regular notes are required |
| Loss of work fees | Average daily income × number of days lost work | Proof of income is required |
| Nursing fees | Local nursing staff standards × nursing period | Generally, it is 80-150 yuan per day |
| Vehicle loss | Repair invoice or assessment report | Electric vehicles need to distinguish compliance/over-standard |
| Mental comfort | 1000-50,000 yuan | Disability level related |
4. Analysis of hot topics of disputes (wide network data in the past 10 days)
1.Problems with the identification of electric vehicles: Many places have carried out special rectification of electric vehicles. Vehicles with speeds exceeding 25km/h or weights exceeding 55kg may be considered motor vehicles, which directly affects the division of responsibilities.
2.Insurance claims differences: The maximum compensation for compulsory motor vehicle insurance is 18,000 yuan (including 18,000 yuan for medical treatment + 2,000 yuan for property losses), and electric vehicles must be borne by individuals if they have no insurance.
3.New regulations: The "Safety Technical Requirements for Chargers for Electric Vehicles" implemented from July 1 may affect the identification of accidents, and illegal modification of chargers will increase liability.
5. Expert advice
1.Preservation of evidence: It is recommended to install a dash cam to save videos at least 1 minute before and after the accident.
2.Mediation skills: When you have any objections to the determination of responsibility, you should apply for review within 3 days, with a success rate of about 27% (2023 data).
3.Insurance upgrade: It is recommended that electric vehicle owners purchase non-motor vehicle third-party liability insurance, with an annual fee of about 800-200 yuan and an insurance amount of up to 100,000 yuan.
Through the above structured data analysis, it can be seen that correctly handling car and electric vehicle accidents requires mastering legal knowledge, retaining evidence, and reporting the case in a timely manner. It is recommended that drivers participate in safety training regularly, and electric vehicle users actively register for compliance and jointly maintain road traffic safety.
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