Title: Which excavator can be used with 0 down payment? Hot topics and purchasing guides across the Internet
In the past 10 days, the discussion on "0 down payment excavator" has continued to rise across the Internet, especially in the engineering machinery and venture capital communities. The following is structured content compiled based on recent hot topics to help you quickly understand market trends and purchasing strategies.
1. Inventory of recent hot topics (data statistics period: last 10 days)

| Topic keywords | Search volume increase | Main discussion platform |
|---|---|---|
| 0 down payment excavator | +320% | Zhihu/Douyin/Tieba |
| Small excavator business | +180% | Station B/Kuaishou |
| Used excavator trap | +150% | Toutiao/Baidu Know |
2. Comparison of 0 down payment policies of mainstream brands
| brand | Model example | 0 down payment terms | Monthly payment reference |
|---|---|---|---|
| Sany Heavy Industry | SY60C | Credit review + 2-year installment | ¥8,800-12,000 |
| XCMG | XE60DA | Project contract mortgage | ¥7,200-9,500 |
| Caterpillar | 305.5E2 | Enterprise guarantee + insurance bundle | ¥15,000-18,000 |
3. Risk warning behind 0 down payment
In recent hot discussions, 35% of negative feedback focused on:Hidden fees(such as mandatory GPS installation fee),high interest rate trap(Annualized interest rate 8-15%),Second hand mobile phone refurbishmentetc. questions. It is recommended to trade through formal agents and verify the details of the financial lease contract.
4. Structural suggestions for purchasing decisions
| Consideration dimensions | weight | specific suggestions |
|---|---|---|
| Matching degree of engineering requirements | 30% | The preferred 1-6 ton microcomputer for urban construction |
| total cost of financing | 25% | Calculate the total expenditure in 3 years compared to the difference in price |
| After-sales network coverage | 20% | Give priority to brands with service stations within 50 kilometers |
5. New trends in the industry (news in the past 10 days)
1. Controversial content about "Getting rich by starting an excavator business with zero down payment" appeared on a short video platform. The number of views of a single video exceeded 2 million. Experts warned to be wary of exaggerated propaganda.
2. Shandong, Henan and other places have launched new agricultural machinery subsidy policies, and some small excavators have been included in the subsidy catalog.
3. The popularization of IoT technology in construction machinery has led to discussions on the risk of remote locking of zero-down-payment equipment.
Conclusion:Although 0 down payment lowers the entry threshold, it requires a comprehensive assessment of repayment ability and project sustainability. Recommend to passFactory direct sales channelObtain the latest policies and conduct on-site inspections of equipment conditions before signing a contract.
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